- Citibank Money Market Rates
- Citi Cd Rates Citibank
- Citibank Interest Rates For Cd
- Citi
- Citi Cd Interest Rates
Earn Competitive CD Interest Rates Footnote 1. When you open a Citibank ® Certificate of Deposit here's how it works. Important Note: Upon opening your CD, funds must be transferred from your available balances in a linked Citibank. CD Offer - Citibank. With our 10 Month CD, you'll know exactly how much you'll earn over a fixed term. Better rates available for Platinum and Platinum Plus Checking customers. This 25-Month CD allows for a longer period of investment with the same fixed rate and peace of mind over a fixed term. Better rates available for Platinum and Platinum Plus Checking customers.
| Deposit Rates | APY | Vs.Others |
|---|---|---|
| Savings | 0.50% | 0.66% → |
| 1-Year CD | N.A. | 0.71% → |
| 2-Year CD | N.A. | 0.81% → |
| 3-Year CD | N.A. | 0.91% → |
| 4-Year CD | N.A. | 1.04% → |
| 5-Year CD | N.A. | 1.15% → |
2021 Overview
General Online Bank Information
Money that you deposit is held by Citibank, National Association.Citibank, National Association is an FDIC insured institution founded in 1812.It has approximately $1,648.67 billion in assets.| Deposits FDIC Insured | Yes |
| Insured Bank | Citibank, National Association |
| FDIC Certificate # | 7213 |
| Date Established | 1812 |
| Assets | $1648.67 billion |
| Loans | $616.55 billion |
| Deposits | $1272.89 billion |
| Capital | $155.11 billion |
Citibank Money Market Rates
Citi Cd Rates Citibank
For a more detailed analysis of Citibank, National Association's financial conditionand a description of what these numbers mean, please visit the Financial Details section.
| Online Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Accelerate Savings | 0.50% | $0 | - | Learn More |
Citibank Interest Rates For Cd
© ILIA KALINKIN/Shutterstock A woman researches online.
Citibank offers certificates of deposit across a wide variety of terms that you won't find at many banks. You can choose from more than a dozen CD terms that range from as short as three months to as long as five years.
Popular Searches
While most of the big bank's CDs have lackluster rates, Citi offers several CDs that are worth considering for their rates. One of the best rates requires a higher balance, so look closely at the account details before committing.
Citibank earned a 4.1 out of 5 in Bankrate's overall rating of the bank.
Citibank CD rates
Here's a closer look at Citibank's fixed rate CDs. Note: Rates can vary by geography. The minimum deposit is $500 in most states; however, the minimum deposit is higher in certain states.
| Term | Interest Rate | APY | Minimum deposit |
| 3 months | 0.05% | 0.05% | $500 |
| 4 months | 0.10% | 0.10% | $500 |
| 5 months | 0.25% | 0.25% | $500 |
| 6 months | 0.05% | 0.05% | $500 |
| 7 months | 0.05% | 0.05% | $500 |
| 8 months | 0.05% | 0.05% | $500 |
| 9 months | 0.05% | 0.05% | $500 |
| 10 months | 0.05% | 0.05% | $500 |
| 11 months | 0.05% | 0.05% | $500 |
| 12 months | 0.10% | 0.10% | $500 |
| 13 months | 0.10% | 0.10% | $500 |
| 14 months | 0.10% | 0.10% | $500 |
| 15 months | 0.10% | 0.10% | $500 |
| 18 months | 0.10% | 0.10% | $500 |
| 24 months | 0.10% | 0.10% | $500 |
| 30 months | 0.10% | 0.10% | $500 |
| 36 months | 0.10% | 0.10% | $500 |
| 48 months | 0.10% | 0.10% | $500 |
| 60 months | 0.15% | 0.15% | $500 |
Note: The APYs (Annual Percentage Yield) shown are as of Jan. 14, 2021. The APYs for some products may vary by region.
How Citibank CD rates compare to top-yielding banks
Much of Citibank's strength when it comes to CDs is the variety of terms that it offers. You can easily use the bank to start a CD ladder, for instance. Otherwise, the rates the bank offers, by and large, are average. There are many worse options out there, but you can find higher APYs elsewhere.
Delta Community Credit Union, Golden 1 Credit Union and Navy Federal Credit Union are among the brands offering top rates.
Other savings options at Citibank
If you're looking for more flexibility with your savings, Citibank offers two alternative types of CDs: step-up CDs and no-penalty CDs. Step-up CDs automatically increase your interest rate every ten months. No-penalty CDs offer a fixed rate, but give you the ability to withdraw your full balance and interest - without a penalty. Of course, this flexibility doesn't come free, so you'll earn a reduced interest rate compared to a standard CD.
Citi
Citi Cd Rates Citibank
For a more detailed analysis of Citibank, National Association's financial conditionand a description of what these numbers mean, please visit the Financial Details section.
| Online Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Accelerate Savings | 0.50% | $0 | - | Learn More |
Citibank Interest Rates For Cd
© ILIA KALINKIN/Shutterstock A woman researches online.
Citibank offers certificates of deposit across a wide variety of terms that you won't find at many banks. You can choose from more than a dozen CD terms that range from as short as three months to as long as five years.
Popular Searches
While most of the big bank's CDs have lackluster rates, Citi offers several CDs that are worth considering for their rates. One of the best rates requires a higher balance, so look closely at the account details before committing.
Citibank earned a 4.1 out of 5 in Bankrate's overall rating of the bank.
Citibank CD rates
Here's a closer look at Citibank's fixed rate CDs. Note: Rates can vary by geography. The minimum deposit is $500 in most states; however, the minimum deposit is higher in certain states.
| Term | Interest Rate | APY | Minimum deposit |
| 3 months | 0.05% | 0.05% | $500 |
| 4 months | 0.10% | 0.10% | $500 |
| 5 months | 0.25% | 0.25% | $500 |
| 6 months | 0.05% | 0.05% | $500 |
| 7 months | 0.05% | 0.05% | $500 |
| 8 months | 0.05% | 0.05% | $500 |
| 9 months | 0.05% | 0.05% | $500 |
| 10 months | 0.05% | 0.05% | $500 |
| 11 months | 0.05% | 0.05% | $500 |
| 12 months | 0.10% | 0.10% | $500 |
| 13 months | 0.10% | 0.10% | $500 |
| 14 months | 0.10% | 0.10% | $500 |
| 15 months | 0.10% | 0.10% | $500 |
| 18 months | 0.10% | 0.10% | $500 |
| 24 months | 0.10% | 0.10% | $500 |
| 30 months | 0.10% | 0.10% | $500 |
| 36 months | 0.10% | 0.10% | $500 |
| 48 months | 0.10% | 0.10% | $500 |
| 60 months | 0.15% | 0.15% | $500 |
Note: The APYs (Annual Percentage Yield) shown are as of Jan. 14, 2021. The APYs for some products may vary by region.
How Citibank CD rates compare to top-yielding banks
Much of Citibank's strength when it comes to CDs is the variety of terms that it offers. You can easily use the bank to start a CD ladder, for instance. Otherwise, the rates the bank offers, by and large, are average. There are many worse options out there, but you can find higher APYs elsewhere.
Delta Community Credit Union, Golden 1 Credit Union and Navy Federal Credit Union are among the brands offering top rates.
Other savings options at Citibank
If you're looking for more flexibility with your savings, Citibank offers two alternative types of CDs: step-up CDs and no-penalty CDs. Step-up CDs automatically increase your interest rate every ten months. No-penalty CDs offer a fixed rate, but give you the ability to withdraw your full balance and interest - without a penalty. Of course, this flexibility doesn't come free, so you'll earn a reduced interest rate compared to a standard CD.
Citi
Citi Cd Interest Rates
Citi also offers an online-only savings account that pays a great rate (higher than most of its CDs). It also offers a money market account with similarly high rates.
